Good Monday to everyone — here’s what’s coming up on today’s show at 4PM ET as Dylan anchors from the West Coast…

Is it time to “Occupy Graduation?” With student debt in the U.S. going through the roof, we’re not letting up with our focus on the ever-expanding cost of college education. We’ll start things off talking Occupy Graduation with Natalia Abrams, spokesperson and founding member of Occupy Colleges (@occupycolleges), and Mark Kantrowitz, publisher Fastweb.com and FinAid.org, two websites with resources for students to learn about financial aid options.

The Monday Mega-Panel: Henry Blodget (@hblodget) of Business Insider will be here, along with the all-star panel of Imogen Lloyd Webber (@illoydwebber), Tim Carney (@tpcarney) and Sam Seder (@samseder). We’ll talk about the latest in the JP Morgan fallout — their disclosure of over $2 billion in losses has led lawmakers and critics of the banking industry to call for stricter regulation of Wall Street. (Don’t say we didn’t warn you three years ago on this!)

The Specialist: Edward Luce is author of Time To Start Thinking: America in the Age of Descent. As President Obama said in his last State of the Union, “America is back. Anyone who tells you America is in decline or that our influence has waned, doesn’t know what they’re talking about.”  Edward Luce argues that by promoting this rosy outlook, we ignore the harsher realities of an America in economic, social, and political crisis, and stresses that we do so at our own peril.  According to him, here’s why: corporate profits at a high while wages are lower, debt a bigger threat to national security than terrorism, ailing educational system, debilitating effect of our “permanent election system”. We’ll talk to him about the big challenges facing the country, and hear his predictions for fixing them.

He’s back! One of our most fascinating West Coast guests Michael Shermer, Executive Director of the Skeptics Society, will be here — we’ll talk about the link between religion and health, and how that’s connected to the idea of “over-optimism.”  Remember all the hype about Steve Jobs and his “reality distortion field” that worked wonders to build Apple into the world’s most valuable company? Shermer says that’s not always a smart formula for CEOs to follow, and it may have played a role in how he dealt with his health.

The Daily Rant: The one and only Keli Goff (@keligoff) will he here with today’s Daily Rant… That’s all coming up at 4PM ET/1P PT on MSNBC — be sure to join us on Twitter @DylanRatigan during the show, and on our Facebook page here.